Category Archives: Home Mortgage
Chevron Credit Card – A Fantastic Credit Card For Any Gas Guzzler
If you are in the market for gas credit cards, Chevron has some tempting offers that you may want to take a look at.
Do you want to earn 10c on the gallon from all you electronic gas purchases for the next 12 months?…. Yes?…. O.K, you’re in luck. Just apply for the Chevron basic card and it’s a done deal.
To help convince you even more, take a look at the other benefits:
No annual fee Revolving credit terms so you can manage your money better Itemized statements so you can track your expenses
I would love to add a very attractive APR to my tempt list, but the variable rate is 21.25%, which could be deemed as high depending on the APRs on your existing credit cards.
So let’s look at the second offer in the Chevron range and see if I could bring you round.
This card is the Chevron Premium card and there is an annual membership fee of $25, but compared to the benefits you’d realise the fee is quite minimal.
Here’s what you’ll be entitled to:
50% lodging discounts Airline and car rental cash backs Travel insurance 5% – 50% travel savings
The APR for the Premium card is not found on the website, which is unfortunate because I believe in giving you full transparency so that a well informed decision can be made. For now we will hazard a guess that it will not be more than 21.25%
I have one more option to show you which is the Chevron Business Card. As the name suggests, this card is most beneficial to businesses and can be used to purchase most everything sold at Chevron outlets, from tires to snacks.
The benefits to the business owner are:
Enjoy more control over vehicle expenses Lower your administrative costs Simplify budgeting Two different ways you can receive your monthly statements Increase security
The benefits go on and on, if you want to see them all, you can visit
Can homeowners apply for unsecured personal loans?
There are many types of loans that cater to the different requirements of a loan seeker. The loan seeker may be a tenant or a homeowner. Tenants can apply for those loans which do not require your home as security. On the hand, a homeowner can choose either way. He can offer his home as security and get a secured loan or he may choose to apply as a tenant.
In any case, a loan aspirant must be above 18 years of age and a UK resident. Every one is not fortunate enough to possess a lot of money. Situations may arise when you need finance from the lenders. For such situations, there are unsecured personal loans.
Unsecured personal loans are perfect financial solutions for those who are unable to provide home as security. Before granting these loans, lenders normally rely on your monthly income, repayment capability and credit score. Sometimes, homeowners do not have sufficient equity in their homes to qualify for secured loans. These persons can also opt for unsecured personal loans.
Unsecured personal loans are available to all the tenants. You may be a student tenant, council tenant, private tenant, company tenant or one who is living with his/her parents. Sometimes, your credit score may take a dip due to happenings like job loss, illness, accident and similar other circumstances. In such a situation, the credit score of the borrower gets badly affected if he misses some repayments or applies for bankruptcy. But, do not worry; lenders also provide unsecured personal loans to borrowers who have a bad credit record. However, these loans are very expensive and sometimes can be difficult to get.
Unsecured personal loans are available with all the reputed lenders and these loans range between £500 and £25,000. Lenders allow you up to ten years of repayment period but these conditions may differ with each individual case.