Category Archives: Home Mortgage

Quick Faxless Payday Loans and Cash Advances

March 5, 2018   Home Mortgage

No longer are trips required to a local loan shop when you apply for Internet cash advance loan. Many cash advance lenders have now gone online to provide a faxless ability with a quick approval process. Internet cash advances has transformed the process of getting cash advances and now it is much easier – you can do it from the comfort of your home.

Payday advances are forms of short term loans that allow you to borrow cash until the next time you get paid. In the old days, people would have to go to an loan company office and fill in a form in order to apply for the loan. Then they would have to issue a post dated check which would be cashed when the loan was due to be repaid. With internet payday loans, you simply need to complete an online application form with details of the bank account that you put you pay check in. When the loan is due, the lender simply withdraws the loan amount plus any applicable fees directly from your bank account.

Finding a Cash Advance Online

If you face a cash emergency while your payday is still weeks away, you will need to find an alternative source of cash. Luckily, you can find many institutions that provide an instant cash loan with quick approval. Nevertheless, you should not rush and apply for credit to the first company you come across. Compare several companies to find one that offers competitive interest rate, low fees, and a flexible repayment scheme. You start the comparison by following the links at the end of this article.

Approval is Almost Guaranteed

It is not surprising to learn that everyone with a full time job and steady income is almost guaranteed to get a cash advance loan. These loans don’t not require a credit check, so people with any kind of credit history have the same chance of getting the approval. Payday advance lenders have made it easy for you to process the loan online without the need to fax and the requirement to do credit check.

Get Started

Once you have decided which lender you want to apply the loan from, you simply register to get an account and start filling out the application form online. It just takes a couple of minutes to complete the application form with details of your name, phone numbers, address, social security number, employment history, bank accounts, any references, etc. Your details are kept confidential and will not be shared with anyone else. Cash advance companies have to adhere to strict rules and regulations when it comes to keeping customers details private.

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Buying a Home in South West Florida For 0% Down and No Closing Costs

March 5, 2018   Home Mortgage

If you’ve read this far and clicked on this article, you’re probably thinking one of two things.

1.) How can I take advantage of this program?
2.) What kind of scam is this guy spinning here?

Hopefully you were thinking both! It’s good to be cautious, especially in this day and age. There are plenty of scams out there. There are plenty of people trying to take advantage of people in these low economic times. After hearing about this program though, you’ll be able to do your own research, ask around, and discover that yes, this is actually a real, government backed program.

What is it? It’s called a USDA loan. That’s right, USDA. I know what you’re thinking: “What, are you trying to do, get me to buy a cow?” It is the same USDA you are used to hearing about. The United States Department of Agriculture. Yes, they have their seal stamped in the front of packages of good beef. But they also offer home loans. Needless to say, the USDA is a government agency, one committed to helping rural and agricultural areas. In their efforts to help develop these areas, they are offering loans with 100% financing (0% down) that allow you to roll the closing costs into the loan.

In other words, No Down Payment, No Closing Costs What you also might not have known is that almost all of Collier County and much of Lee county and Charlotte County (in other words, most of South West Florida) are designated either rural or rural fringe areas, both qualifying for USDA loans.

Can anybody qualify for a USDA loan?

No. There are restrictions based on location and income. If you have a 6-figure income and are looking to buy a $ 900,000 condo on the water in Downtown Naples, I’m not sure why you would need 0% down or no closing costs–and, this program isn’t going to help you. However, if you are making in the area of $ 40k-50k per year or less, then you are shaping up nicely as someone that might benefit from this program. Each county is different, and the income restrictions are different for single buyers, married, and buyers with families, but you can check on updated restrictions on the USDA website.

How can I learn if I qualify?

If you are interested in buying a house in a rural fringe area, in SWFL or anywhere else, you are going to need to check if the loan is available in your area. The USDA website listed below will help guide you there. An easy way to do this would also be to speak with a Loan Officer that has access to the program. My company does, and we’d be happy to help you see if you qualify!

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