Category Archives: Home Mortgage
Fight to Delay Foreclosure Now, Then Use Some Tactics to Qualify For a Mortgage Modification Plan
Thousands of families are now involved in a big fight to delay foreclosure for as long as they could. The President Obama’s Mortgage Modification Program is now working at full speed, however, thousands of homeowners that once believed could be helped under this plan are now being left behind.
Due to the rigorous and complex requirements and pre-requisites that homeowners have to comply just to be considered for this program, these families are now just trying to fight to delay foreclosure in order to stay in their homes for as long as thy possibly could.
The red tape is long and wide and the bureaucracy and complexity of the basic requirements are so extraordinary that the whole program can be manipulated in order to serve the interest of those in control; in this case the Banks and Financial Institution. After the many bailouts that the banks have been given, now once more they are getting over 75 billion dollars as incentives to work with homeowners.
Their participation, however is voluntary, so they can just hand pick the mortgages that make sense for them financially, get their chunk of money as incentive, and leave out of the ball most of the homeowners.
There are, however, some amendments in progress to make the Obama’s Mortgage Modification Program easier to implement, easy to understand and ease in some ways the rigorous requirements for a homeowner to be considered for help. Nevertheless, in the meantime, thousands of homeowners that have been rejected for the program are now losing their home to foreclosure.
Don’t let that happen to your family; even if you were rejected to be considered under Obama’s Mortgage Modification Program for many different reasons you may later on qualify for this help if you can fight to delay foreclosure now, and stay in your home for some time. Even if one of these reasons is that you did not have enough income or not income whatsoever.
The idea is to fight to delay foreclosure now, to later use some tactics and strategies to qualify for the program. This is possible if you know what to do now to put a good fight delay foreclosure, and then you know how to proceed accordingly to be considered for the participation on the program. You can use the law in your favor to delay the foreclosure process and you can do it on your own once you know how the system works.
Your fight to delay foreclosure should now be more cautious that ever, because now with the Obama’s Mortgage Modification Program in the open, lenders are accelerating the foreclosure process in those who do not qualify for the program. So you have to make arrangement with your bank in order to delay the foreclosure of your home, but you have to be armed with knowledge in this fight.
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Capital One Platinum Max(SM) Credit Card – Review
According to the Capital One website, their Platinum Max(SM) Card is “right for people with excellent credit interested in getting a great rate that they can count on”. I agree with this statement as the Capital One Platinum Max Card appears to actually be one of the better cards currently out there on the market. In order to qualify for this credit card, you must of had another loan or credit card for at least five years. You must currently have a credit card with a credit limit greater than $10,000 and never of been more than 60 days late on any payments of card bills, medical expenses, or loan payments. Also, you must of never have of declared bankruptcy to qualify for this credit card. In short, The Capital One Platinum Max is not an easy credit card to be approved for.
Currently the card features a very low 9.9% APR on purchases and balance transfers. This is guaranteed for 3 years and your APR will not increase just because you make a late payment or go over your credit limit. There are no annual membership or balance transfer fees associated with the card. This is in itself a very important and rare feature on any platinum class credit card. The card is a great money saver for folks who like to travel abroad. There are no additional fees on purchases made outside the U.S.A.
Another group of excellent benefits is the exclusive special savings you can enjoy with the use of your card. It is a snap to easily save up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping. At this exclusive website, cardholders can enjoy huge savings on thousands of brand name items. The store features various types of goods including Bed & Bath, Women’s Accessories, Home Furnishings, Jewelry, and Kitchen Appliances.
At the time this review was written, the Annual Percentage Rate (APR) was 9.9% at the purchase rate and balance transfer rate. There are no balance transfer fees on this card at the time this review was written as well. The card offers a credit limit up to $20,000.00 (min $2,000). One can also expect to receive the best of other platinum card services as well like extended warranty protection for goods bought, accident and travel insurance, as well as 24/7 roadside assistance. Also remember at the present time the card also features no membership of annual fee. If you ever have any questions of concerns with your card you can also simply just call the number located on the back of the credit card for quick and easy help from a professional staff of caring and helpful people 24/7.
Please remember that at the time this review was written all information was true and correct to the best of my knowledge. If you should decide to apply online for this, or any other credit card online be certain that you have read the complete current terms and conditions.