Category Archives: Home Mortgage
Apply for MasterCard
An individual can apply for a MasterCard without much trouble. There are various online resources that can assist a person to gain more credit or fix broken credit as well. Every individual can apply for these cards with a simple online form. Within minutes a person will receive the results of their information. An individual with poor or no credit can also fill these out as well. Anyone can receive a credit card for personal or business ventures. It is time to stop living in the dark ages and gain financial freedom with the use of a credit card. The information can be found through different internet resources. A person can apply for MasterCard with various lines of credit. Students, the elderly, families may all be able to gain this type of credit booster.
Each person may be able to find a line of credit suitable for them. If a student is out on their own for the first time and does not have any credit history whatsoever, they can apply for a MasterCard too. There are various locations an individual can find a suitable card for anything they need and desire. It is always an excellent idea to have at least one card for emergency purposes. Circumstances of life can be devastating at times. An individual could loose their job, become injured or decide to become a full time student. A person needs a backup plan incase something unfortunate happens. Any one can apply for MasterCard and obtain one as well. There are places that people that do not have any credit or horrible credit can achieve this goal as well.
It is always an excellent idea to read the fine print before a person Apply for a MasterCard. There may be information that an individual must know before signing up. There are various internet resources available for a person who would like to begin right away to receive a MasterCard. In a few short minutes a person will gain the freedom they desire. Within 2 weeks, the card will arrive at the person’s home and they can begin using it or put it away for a rainy day. Even if a person does not have a job or any employment whatsoever, they could still be eligible for this type of credit. Everyone needs a credit history. Everything relieves on this information nowadays. If a person does not have great credit or no credit, it is time to begin to build this part of their life.
Reverse Mortgage Career – A Career With a Heart
In today’s political climate where everyone is looking for someone to blame for the economic downturn, they don’t want to let anyone think that the politicians forcing FNMA and lenders to make loans to people to who did not qualify might be the problem. They continue to look for the boogieman in the lowly Mortgage Brokers like they created the products and then asked the borrowers to lie about their income so they could make a loan.
It is time for everyone to admit to their share of the problem, these loans should not have been allowed by the government, the lenders or the investors buying these loans. The Brokers had to offer the products that were available and if they did not offer some other lender or Broker would.
Here is the rub, offering reverse mortgages allows the Broker to really make a difference in the life of a senior citizen but there is so much negative press that it is freaking out the people that should do this to the point that they are frozen with fear, they do nothing and then many lose their house or continue to just squeak out an existence.
My partner just met with a man in southern California that had a Turkey Farm that was very profitable for many years so he decided to reward himself with a beautiful home now worth $ 2,500,000 even after prices have dropped. The problem is that just after he built this wonderful home the company buying the Turkeys moved their processing plants to the Midwest to escape the high cost of doing business in California. Now this man who has done so well is on the verge of losing everything because he does not have the cash flow to support his home mortgage. We were able to go in and do a Jumbo Reverse Mortgage and save this man from certain disaster, what a great feeling this gives us to be the only ones in this man life offering a solution instead of asking him to sacrifice or pay out more of his now scarce money.
I feel like we are saving seniors from certain destruction and yet we have to put up with the likes of Hilary Clinton saying the problems in the economy are the Brokers fault, really Hilary, when was the last time you actually helped a senior citizen keep their home? The service we are providing really is a labor of love, our industry has gotten harder as home values drop, we have to tell seniors that they may lose their home because they waited too long and their home value is not enough to solve their problems.
The positives still out weigh the negatives in our industry, keeping a senior in their home gives you a great sense of satisfaction. Providing the money needed for these folks to continue to provide for themselves allows the Loan Officer to give real service to those in need, not just focusing on making money. This is a business for those who like that special feeling you get when you help another in need, if you can see yourself making a living helping seniors live a better life then you should consider getting into a reverse mortgage career.