Category Archives: Home Mortgage
Why Gas Credit Cards Are No Longer Second-Rate
It used to be that gas credit cards were the credit cards you applied for when you needed to improve your credit history. Nowadays, that’s no longer the case. Gone is the era when all gas credit cards offered was a high interest rate and welcome to a day and age when these financial tools have become must-have pieces of plastic.
1. Kiss High Interest Goodbye
If you think carrying a gas credit card means paying interest rates of more than 20 percent, you may want to think twice.
Gas credit cards are no longer the money guzzlers they used to be. Nowadays you can get a gas credit card with an interest rate of well below 20 percent. Just shop around and you’ll find plenty of low-interest gas credit cards available.
2. Combat Those Gas Prices
Most of us do what we can to make our gas dollars stretch. Who can blame us with the way gas prices have been going? Usually, saving gas money means conserving gas and changing driving habits. After all, it’s not like you can find coupons for fuel discounts in the local paper.
While you may not be able to find coupons for 25 cents off a gallon of gas, you can use gas credit cards to save money at the pump. Many gas credit cards offer money back or gas rebates when you use the card to pay for your gas purchases.
While it may not seem like a lot, a gas rebate of 5 percent can equate to 15 cents a gallon. That’s taking a $3.00 gallon of gas and lowering the price to $2.85. Considering some people would drive across town to get that kind of a price break, gas credit cards are looking better and better as prices go up.
Just remember, pay those balances in full each month or your rebates won’t cover the finance charges you accrue.
3. More Than Just Gas
Some gas credit cards offer added perks that have nothing to do with gas stations or fuel. Some gas credit cards have been known to offer dining rebates, double cash back bonuses and other great perks.
If you haven’t considered gas credit cards lately, you may want to give them another glance. After all, many of us have been saying that gas is like gold — so maybe a gas card is like a gold card? Check out the current deals and you may be surprised that many of the gas credit cards out there really have a lot to offer.
Financing Your Business With Business Loans
Running a successful business is one of the best career options today. Just like other fields of work: a vision for the future, careful planning and hard work play significant roles for a business enterprise to shape up in its best form. However, another aspect that plays a crucial role in establishing a successful business enterprise is capital and adequate financial security. No matter what products or services you decide to deal with, in order to establish the required infrastructure, attract the best human resources and gain the optimum momentum in marketing and growth, a strong financial base is one of the first steps that you must take care of. If you plan to venture into a business that requires significant financial investment, taking the right business loan from an established financial institution at the start of the commercial venture goes a long way in anchoring the enterprise in the best possible way.
In order to assist upcoming business owners and entrepreneurs in laying strong foundations for their commercial enterprises, a variety of business loans are offered by banks and other financial institutions. Depending on specific requirements of different business owners, financiers offer loans in large and small amounts. While some institutions might offer business loans without security, most of the business loans are available on adequate security and collaterals. The initial establishment of a business enterprise is often the most crucial phase of its existence.
In order to assist business owners gain stability during this period, different types of startup business loans are available today. Depending on your specific business plans, available resources and extent of assistance required, you can get startup business loans ranging from $10,000 to $150,000 at Initial Lending Group. Attaining and maintaining stable financial health is one of the primary concerns of any business organization. Along with helping you in starting your business enterprise successfully, Initial Lending Group also equips you with the right financial knowledge and helps you take the right financial decisions for the fastest and best growth of your company.
Once past the initial teething stage, the growth and maintenance of financial stability of an organization play a vital role in its overall prosperity. Especially for smaller business organizations that try to achieve an edge over their commercial peers, having a steady financial capital plays a significant role in the organizationÂ’s future growth. Keeping these requirements in mind, Initial Lending Group offers business loans ranging from $25,000 to $300,000. No matter the products you deal with, Initial Lending Group is ready to provide you with whatever financial assistance you may need operating your commercial enterprise.
Once your loan requirements are registered, the loan is usually approved within 48 hours and funds may be transferred to your accounts on the next working day. Free from upfront fees and having no compulsion of proceeding with the loan, Initial Lending Group offers you the best business loan deals that meet your requirements. At the same time, as unsecured business loans at Initial Lending Group keeps you free from any obligation of risking your assets, you can enjoy the best financial assistance in running your business with a stress free mind.