Tag Archives: account
Wachovia Credit Card Review
With the Wachovia Credit Card you are transported to a whole new world of better credit card service and the advantages of your Wachovia relationship that too at your convenience. You don’t have to pay any annual fee for the Wachovia Credit Card offering you a variety of services including personalized services and greater convenience to you.
For six months your APR for the Wachovia Credit Card is fixed at 0% on balance transfers excluding purchases and cash advances, though your APR may increase in case your account balance is consistently overdue. The introductory balance transfer APR for the Wachovia Credit Card is available for transfers that are made with the Promotional Convenience Checks included in the Welcome Kit and these must post to the account within six (6) months of account opening in order to receive promotional introductory rate. There is a slightly different system of payment as they are applied to low APR balances at first. Your APR might also change at times as the company reserves the right to change the terms of your account, including APR or fees, at a time they think right or for any reason they deem important.
The Wachovia Credit Card offers you a very attractive purchase rate ranging from 1.99% to 11.99% added to the Prime rate. It enhances your purchasing power and also instills worldwide acceptance of more than 24 locations. What’s more, with the Wachovia Credit Card you can also get your late and overlimit fee waived once every year.
The Wachovia Credit Card offers you personal assistance any time of the day i.e. all your needs are taken care of and you can receive 24 hours assistance from the Wachovia Credit Card Specialists. It also opens your world to a whole new range of possibilities as with the Wachovia Credit Card you have the option to enroll in Wachovia Possibilities Rewards program which is the no fee rewards program of the company enabling you to earn points for every qualifying purchase. If your Wachovia Visa Check Card is enrolled by you in rewards you can earn rewards even faster as you have the option to combine points that are earned on both the cards.
With the Wachovia Credit Card you also get identity protection as your liability for any unauthorized purchases on your card made through Visa network is as low as 0%. You also get the benefit of a fee free overdraft protection to the Wachovia Checking, Savings and the other accounts when your Wachovia Credit Card is linked to them. What more can be desired.
With the Wachovia Credit Card the more you want the more you get as the Wachovia Credit Card service has also collaborated with the FIA Card service which is supposed to provide you with any information about the Wachovia Credit Card and the Wachovia signature loan accounts both online and offline.
Easy Cash With One Hour Payday Loans
Extra cash is something that we all need from time to time. For a myriad of reasons emergency situations pop up that put a strain on or financial condition. In the past when these emergencies occurred the options you were left with were few. You could either borrow money from friends or family or you could attempt to take out a traditional loan from an established lending institution such as a bank or credit union. The latter option with its tedious paperwork and credit checks often took entirely to long to secure. These days there is a better option, the one hour payday loan. These loans give you the option of borrowing a smaller amount of cash, usually between $100-$1000, safely and most importantly, quickly.
Although walk-in establishments do still exist, one hour payday loans are most easily accessed online. This convenience also holds less embarrassment of having to lay out your financial inadequacies face to face with another human being. The application process is amazingly simple. As long as you are 18 years of age, have held a steady job with verifiable income of at least $1200 – $1500 a month for the past 90 days and have an active bank account with direct deposit set up you have met the minimum requirements to secure a quick cash advance.
You simply need to browse around online and find a lender that suits your needs. Since one hour payday loans are secured against your paycheck, most people have an easy time qualifying for them. Whatever your situation might be there is a lender that will work with you. Cash advance establishments are eager to help you with your financial hardships. This is how they make their money so most will bend over backwards to appease you. The online form is very simple and basic asking you for personal information such as your name and address and your banking information. Your promise to repay is made with a post dated check to the lender. For this reason there is no need for a credit check and no collateral is required.
Once you submit your application its approval takes just minutes. When your one hour payday loan is approved the lending institution electronically transfers the funds into your bank account at which time they become instantly available to you. Most times the entire procedure takes literally minutes. Upon the arrival of your payback date the lender simply withdraws the money from your account in the amount of the loan plus interest and any fees. These loans are short term, rollover time is quick and interest is high but this is the price you pay to have this type of quick cash available. But in the end, when used responsibly one hour payday loans can be a real saving grace in time of need. Obtaining them is quick, easy and safe as all transactions are completed over secure lines. One hour payday loans may not be able to solve all your financial needs but they sure can help take care of those unexpected bumps that pop up in the middle of the month.