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Walmart Credit Card – A Personal, Safe and Exclusive Experience
The Walmart Credit Card is a Store Offer and is issued by GE Money and aims to be used “personally” and by consumers with a fair credit history. Though not mandatory, yet a FICO score of 632 would put you in a better position as far as the approval for the Walmart Credit Card is concerned. The card issuer may expect a few discrepancies but based on the FICO score recommendation if you have a recently clean credit record without any negative mark on your report you can sail through the approval process with little difficulty and enormous success. However, there are other issues too, which decide in the application for the Walmart Credit Card being approved.
The approval time for the Walmart Credit Card is relatively lesser than its counterparts. It might give you instant approval decision if your application information is complete, is beyond questions and has no other loophole in it. The system shows your approval status to you shortly after you submit your application online, so gone are the days when you had to wait for days on your application status. After your application is approved you can expect your credit card to arrive anytime between 1 to 2 weeks.
The Walmart Credit Card is not a rewards card although it has no annual fee. There is no introductory APR for the Walmart Credit Card hence the lowest standard APR of 12.37% applies immediately; however APR’s may vary among applicants. The lowest standard APR of 12.37% is variable and varies according to the fluctuations in the U.S. prime rates. The program’s terms and conditions tell you how to compute your applicable APR.
Since the Walmart Credit Card is unlike any traditional credit card, it accepted only in the relative areas. The Walmart Credit Card is a store or catalog card and is aims at consumers or personal use’. Hence it is accepted at places like Wal-Mart, SAM’S CLUB and Walmart.com. With the use of the Walmart Credit Card you can save 3¢ per gallon at all the participating Wal-Mart and SAM’s Club gas stations or you can make in-store payments at any Wal-Mart or SAM’S CLUB register. What’s more there are special financing offers with the Walmart Credit Card giving you that extra edge. This card gives you the grace period of 25 days in the least; hence you don’t have to pay interest charges during those days as they are inapplicable. You can also choose the due date of your payment, so the ball is always in your court.
With the Walmart Credit Card you have $0 fraud liability, so you can sit back and relax without worrying too much. The Walmart Credit Card understands your love for your family and that is why it provides you with additional cards for you family members and that too without any extra cost. If you thought that you needed another reason for applying for the Walmart Credit Card, here’s more coming your way. The Walmart Credit Card not only understands your need for security and privacy but also respects it; thus, your access to your account information is absolutely secure, free from prying eyes and potential hackers.
Guaranteed Instant secured loans immediate approval!
Have you always wondered why home owners are preferred by the lenders? Simple, lenders usually prefer borrowers who have some asset to pledge as it offers a security for the loan amount lent and the lender runs less risk with an equity backed up loan. But are all loans specially designed for homeowners alone? Not really, Instant Decision Unsecured Loans for tenants with bad credit offers solace to all you tenants.
Let us not deviate from our Guaranteed Instant Secured Loans Immediate Approval for homeowners. Best of the Instant Secured Guaranteed loan benefits are enjoyed by those with some collateral attached. Usually, lenders lure the home owners with the best loan deal. Driving home the point that Better the equity, better is your loan rate.
The lender always looks out for lending Immediate Approval Instant secured loan guaranteed loans to the one which involves less risk. With no security attached lenders turn down loans often, as theres a risk factor involved in making loan approvals to a tenant. The risk arises when the borrower fails to make the loan payment to the lender and he has no collateral to claim the money.
Although poor credits of a borrower does not impede him from availing the benefits of an instant secured loans guaranteed with immediate approval, his good credit standing will definitely bring down the Annual Percentage Rate(APR) or interests on loans. If a borrower has faced County Court Judgement, mortgage arrears, or has defaulted on loan payments it reflects badly on his credit report and hes considered to have poor or adverse credits, it could affect the loan rates.
If a borrower has faced County Court Judgement, mortgage arrears, or has defaulted on loan payment it reflects badly on his credit report and hes considered to have poor or adverse credits, it could affect the loan rates. However, a strong equity covers up your bad credit problems and offers secured instant guaranteed loans immediate approval at ease.
More over secured personal loan immediate approval helps boost your damaged credit scores in the long run. If you are regularly paying back your loans on time, your credit scores will gradually improve. Clear off your multiple unsecured debts with a guaranteed secured personal consolidation loan and fight out your bad credits.