Tag Archives: bad credit
Payday loans no credit check- Easy cash for urgent expenses
Getting cash help has become an easy affair. Want to know how? Apply for payday loans no credit check. It is a loan that you can apply for any cash need that pops up before your payday. You can get this loan in the most hassle free way without facing time consuming formalities. Moreover, as the name suggest there will be no credit checks done prior to approval.
Since it is a short term loan, the approved money is also less. It just ranges from £100 to £1,500. However, the money is sufficient to help you deal with any short term cash requirement such as car repair, unexpected travel expenses, medical bill or any other pending bills.
To be considered as eligible to apply for easy payday loans you must be above 18 years of age, hold an active bank account and earn fixed income every month. Simply meet these requirements and you can rest assured of approval within hours.
Easy payday loans are a short term collateral free loan. Thus, you will not have to bother about losing your property by pledging it against this loan. In addition to no credit check, there is also no need of faxing any documents to apply for this loan. Bad credit borrowers can apply for this loan without a second thought. Bad credit records such as default, arrears, insolvency and late payment will never hold you from approval. Your repayment ability is more important for the lenders than your past credit records. Making repayment on time will help you improve your credit standing.
Since this loan is a short term and collateral free loan, the interest rates are usually high. However, it is possible to find this loan with favourable terms and conditions by browsing through the different loan lending websites. You can first collect loan quotes from the websites and then compare them. It is that simple!
Payday loans no credit check will facilitate you with the right amount of cash at the right time. With these loans you can easily find instant relief from all your unwanted financial woes.
Bad Credit Credit Card Offers
Having less than perfect credit does not cancel out your credit card options. In fact, just the opposite is true. These days, credit card lenders issue plastic for every need under the sun. This includes cards designed specifically for those with poor credit. By taking advantage of bad credit credit card offers, you can get back on your financial feet in no time. Read on to learn more about bad credit credit card offers.
Prepaid Debit Cards
If you have trouble getting approved for a traditional credit card, a prepaid debit card is a smart alternative. With this option, you first deposit money into your account. You can then use your card to make purchases. To help you stay on track, your line of credit is limited to the amount you have deposited. By putting money into your account and making purchases, you will rebuild your credit. For two great prepaid options, check out the All-Access Visa Prepaid Card and the Wired Plastic Prepaid Visa Card.
Secured Credit Cards
Another option for those with bad credit is a secured credit card. This type of card requires you to open a savings account. The account serves as security for the line of credit. The credit available to you is a percentage of your deposit. This usually ranges from 50 to 100 percent. If you pay off your balance consistently, over time your line of credit will increase. A secured credit card usually includes an annual fee and high interest rate.
First Premier and Orchard
Perhaps you plan to occasionally carry a balance on your card. If this is the case, there are various bad credit credit card offers available. First Premier Bank issues cards designed for those with poor credit. First Premier Bank credit cards offer low interest rates and the chance to improve your credit rating. You can be approved instantly for one of their cards. Check out the First Premier Bank Gold MasterCard/Visa to get you started.
Orchard Bank also caters to those with a poor credit history. The Orchard Bank Platinum MasterCard offers a low interest rate on purchases. It also regularly reports to credit bureaus. This gives you a chance to use your card, pay off balances, and have creditors take notice.
Both First Premier and Orchard Bank cards include a number of fees. First Premier Bank charges initial fees of $29 and $95, as well as a monthly participation fee and annual fee. Orchard Bank requires a high annual fee.
These expenses may seem high. However, it is important to remember that these companies are offering cards to those with poor credit. Most bad credit credit card offers include extra fees due to the risks involved. Yet these cards are designed to help you improve your credit rating. Once you show that you can handle these cards wisely, you can apply for other offers.
Don’t let poor credit get you down. There are many bad credit credit card offers available. Choose the option that’s best for you and then apply online. With careful planning, you can improve your credit score. Soon you’ll be in good standings once again with lenders. This can open many more financial doors in your future.