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Axis Bank Home Loan Calculator
Buying your own house is a big decision that requires careful planning. This is because it is probably the biggest financial decision that you will ever make. You need to ensure that the house fits your budget. Thankfully, Axis Bank home loan makes the process a lot easier. You can use the Axis Bank home loan calculator to find out if the house you plan to buy fits your budget.
Axis Bank’s home loan offers are designed while keeping in mind the needs of consumers. With features like attractive interest rates, balance transfer facility and flexible tenures, Axis Bank home loan is the best deal available today. You have the option to choose between flexible and fixed interest. The bank recently launched ‘NISHCHINT’, a lifetime fixed interest home loan scheme which offers home buyers loans at a fixed rate of 11.75 per cent for the entire duration of the loan that is up to 20 years. Under the floating rate scheme, the bank offers a minimum interest rate of 10.75%. Whether to opt for fixed or floating rate loan is solely your decision. Take into account the current market scenario; this will certainly aid you in making your decision. As an example, if the market trend suggests that the interest rates will not change much in the coming years, it is advised to get your loan locked at a fixed rate. Then again, if you feel that the rates will fluctuate a lot and might drop down from the current numbers, you should choose the floating rate offer, since it will average out your EMIs.
Home loans are offered by the bank for several purposes including construction of house, purchase of a new house or purchase of land. They can also be availed for extension, renovation or repair of your existing house. Axis Bank even offers takeover of an existing home loan. The amount of loan you can get varies according to the purpose of the loan. You may apply for up to 85% of the property value in case of home loans and up to 75% of the property value for extension, renovation or repair. You can lower your EMI by increasing the loan tenure; the bank offers a maximum tenure of 25 years.
Axis Bank charges a processing fee of 1%, which is nominal relative to other banks. Moreover, prepaying an Axis Bank home loan does not incur any early redemption charge, in comparison to other banks who have 2% prepayment charges.
Axis Bank’s offers surely look attractive but you still need to do necessary calculations to figure out a loan tenure and EMI that best suits your budget. With the right tools at your disposal, you can easily turn your dream home into a reality. To get the information on the installment amount is the easiest part today with the help of a loan EMI calculator. All you have to do is enter the loan amount along with the desired period and you will get the amount of EMIs calculated automatically. You can change the tenure to find out the most desired EMI that fits your pocket in the best possible way.
Car Loans to Help You to Buy Dream Cars
Getting a car is really a lovely and thrilling experience too. To get car loans in Melbourne is not problematic; you can get it easily nowadays. If you are dreaming to be the king of roads then new car loan is the way to go. You will find unseen dreams in each and every person. And the time has been arrived to disclose your vision and make it a reality rather than just a fantasy! If you cant afford to buy a car yourself, it is fine; there are sufficient numbers of agencies offering the car loans. Market has been drowned with car financing besides car brokers. If you are buying the car, its better to go to the most renowned car shop or car dealer. Loans are there to undertake your dreams. Just take right forward step to chase your dreams.
Nowadays, if you be seeking any used car dealer or any other best car loans, car loans Sydney and car loans Melbourne can there be to make you relax. Sidney and Melbourne are full of auto loan brokers presenting new car loans as well as for used one. Something you have to remember is these car dealers has cars belonging to just about all renowned companies. All cars and models making would be the specialties of those car dealers. The car dealers help you getting out of trouble, too under your budget and the way to go about it. Everybody can go to get car loans.
First of all you need to dig up lower car loan rates. Car financing is a large field now. We have a small process to get car loans. Check it out how to make it done. To begin with you have to have to get in line up with the average person either directly or by phone. Next thing that happens will be their business. They will accumulate all the essential details and undergo their database then finalize which car loans Melbourne you’re entitled for. Car loan broker describes you all the intricacies of car financing. They’re going to show before you decide to the best methods of loans. You need to choose which car loan you enjoy together with one particular consultant.
The new car loans in Sydney and Melbourne and car financing are going to do every one of the forms on behalf of you. It’s really a great break. Paper work might diver your mind that you dont like. Thats full and final settlement of loan and protection. This is essential as it calls for insurance. After resulting into these steps you are able to grab your favorite luxury car and drive home! This might be the best awaited moment you could make. Of course, anyone will feel just like the top of the world. It will be a very proud moment and also cherished moment in your case in life.