Tag Archives: business

Visa Business Credit Cards

October 30, 2017   Auto Loans

One of the greatest values of Visa business credit cards is that they offer value that has been time tested and continues to stand up in the market, indicating that Visa credit cards are some of the best in the market. No matter what type of business you have, when it comes to operating your business, you need to find business credit cards and other financing options that fit with the demands of doing business in a world that is increasingly financially complex. There are a multitude of different credit cards out there that offer lending options and financing options for small businesses and large businesses alike. Some of the best cards available are Visa business credit cards because they offer a multitude of unique rewards, benefits and programs that make doing business with your Visa credit card a real pleasure. Consider the options that you have available to you as we look at what Visa business cards have to offer.

By having the Visa logo on your side, you can rest assured that you will be able to use your credit card at virtually millions of different shopping locations online and off. This is not only important to individual consumers, but to business owners as well. In this customer oriented world, finding another way to make your necessary purchases if you find yourself at a retailer who doesn’t honor your credit card is simply not cost effective – for you or the business you are patronizing! It is well known that some credit cards like Discover and American Express are not accepted everywhere but Visa business credit cards are accepted everywhere. If you are committed to sending your customers home absolutely satisfied, then it should make perfect sense for you to demand the exact same thing from your credit card company and Visa business credit cards can offer exactly this.

Visa business credit cards offer a number of excellent features. For instance, if you intend to use your business credit cards for both personal and business expenditures, then you will benefit from the fact that Visa essentially “keeps your books” for you, creating monthly statements with both your personal expenses and your business expenses kept completely separate. Visa business credit cards also offer excellent tools for helping to keep track of your accounts and expenditures through special money management tools and support. Visa business credit cards offer accurate reporting tools helping you to keep your money matters straight and organized. Employee cards with individual pre-set spending limits and record keeping, unparalleled customer service and a host of travel, fraud prevention and purchase protection related features are some of the many other things that make Visa one of the best choices for small business owners.

Bottom line: with Visa business credit cards, you have one less thing that you need to worry about so you can get back to the business of running your business.

For more information about No Annual Fee Cards and Rewards Cards visit Businesscreditcardsource.com

Read More

What Are Some Advantages of Unsecured Business Loans?

October 28, 2017   Fast Loan

If you’ve been in the process of starting up your own business, or are helping someone do so, then you must know that the biggest factor that determines whether or not that business succeeds is not its marketing. Nor is it the sales people. And it certainly isn’t whether or not the website is cutting edge. The one factor upon which your hopes and dreams rest, the one thing that determines whether or not your business will succeed is cashflow.

That is, the ability to maintain enough cash in the business to pay for expenses, such as equipment, overhead such as lighting, rent and heat, and of course, to pay the owner. After all, its why you started your business in the first place right? With this in mind, you may want to consider unsecured business loans to aid in cashflow.

That said, there are times, especially when your business is just starting out, where you will need more cash than you have on hand. Here again, unsecured business loans can be of great help. But have you stopped to consider some of the advantages of them? For one thing, as opposed to secured business loans, where you have to have some for of security to offer the lender (your house, or car for instance) unsecured business loans require no such thing.

This in and of itself is a great advantage, especially when you’re looking to access cash quickly, whether it be to move your business from the garage to an actual office, or to purchase much needed software or computers, or even to start the hiring process and ensure you can actually pay your staff at the end of the pay period.

Another advantage of unsecured business loans is that should you be late, you may not pay late fees. Say that the monthly payment on the loan is due on the 5th of the month, but the business can’t pay it until the 10th. This is not a problem as there is a grace period during which you can pay the outstanding monthly payment without late charges. Why would the lender do this?

Simple: they understand that if you (and your business) have a good experience with them, you will most likely come back for more unsecured business loans and be more likely to recommend their service to your friends and family. This ultimately means more customers and income for them. In short, they’ll want to make the process of obtaining unsecured business loans as easy as possible. Just don’t go in unprepared.

Finally, another advantage of unsecured business loans is the fact that the funds can be used for anything so long as it relates to the business. This of course covers a lot of ground and doesn’t just mean use for equipment purchases or overhead.

It can be used to obtain the first in a fleet of company trucks for instance. And it can also be used to offset entertainment expenses (i.e. food) incurred provided that it was during the course of business, say, having a lunch meeting with a potential client.

Read More
« Older posts
Newer posts »