Tag Archives: may
Whispered Loan Modification Secrets
Well the dust has settled Creditors are calling and you’re in need of a Home Loan Modification.
But you may ask:
How can I pay $3000-5000 for a Modification and still maintain my existing day to day obligation’s?
The Answer lies within this article. Feel relieved that you have found the right solution.
Many people asked me if there is a way to modify their loan without spending your life’s savings or filing Bankruptcy, I always reply them that you can do it yourself by using a web based DIY loan modification software.
There are chances that you may have been failed to tackle the very long loan then you may seek the help of the professional lawyer. The people with very short term small home loan hire the loan modification specialists and pay them thousands of dollars. The most shocking thing is that they are not getting any results. Now if you do it yourself modify your loan with the help of a loan modification software you will not only get your loan modify but also spend very few dollars.
If you need to modify your loan due to Hardship, Value Decline or Unemployment then you should consider a Web Based loan modification software to modify your loan. There is a good logic behind the do it your self-loan modification as you know best your needs and loan requirements. No other loan mod specialist can understand you needs and work harder than you.
So as per my recommendations a Web based loan modification Software is the ultimate choice for
You if are a home owner. As it literally allows you to control the whole process of your most protected investment Your Home !
You do not need to hire someone to submit your loan documents as by utilizing the Online Web Based Modification Software it will automatically pre- qualify you all Government Modification Assistance and Moreover you will be given all of the Analysis’s and hardship letters that are needed to show your lender that your facing Hardship and what their potential loss may be in the event of foreclosure.
Most Good home loan modification software allows you get the advantage of recent government programs provided for the troubled home owner to adjust their loan. As the program Home Affordable Mortgage was just launched to provide the help to all the homeowners who are facing difficulty paying their loans. With the help of Web based loan Modification you can get the full advantage of these programs and modify your loan without paying thousands of dollars.
If you have no prior knowledge about the loan modification process and afraid to do this by yourself then do not hesitate getting started with a Web Based Modification Software as it will literally guide you thru the whole process and pre customize all of your documents on your specified lenders form.
All you will have to do is Input, Print, Sign and Fax your Documents. .As I mentioned earlier anyone can complete this process. Don’t put off your most valuable investment Modify & Save !
Green Dot Prepaid Credit Card – Review
The Green Dot Credit Card is a prepaid card. This may be unfamiliar so let me explain the basics.
This is not like an unsecured card where the company issues it and attaches a limit on which they then charge interest as it is used. With this you must deposit money and then that amount then becomes your limit.
Instead of making purchases and paying for them later and the interest rate and associated fees. You pay beforehand by loading cash amounts. The issuer is Columbus Bank and Trust Company.
You will need to reload funds onto the card. The minimum amount of the initial load is $20 and the maximum amount of the initial load is $2,500.
You can not have more than $2,500 loaded on the card at any given time. To reload your Green Dot card, you may have a portion of your paycheck directly deposited to your card or you may purchase a Green Dot MoneyPak universal reload from locations such as Rite Aid, CVS, Eckerd, Radio Shack, The Pantry and other participating merchants. The MoneyPak costs $4.95.
You will be charged a $4.95 per month maintenance fee, $2.50 for each ATM transaction ($3.00 per international ATM transaction, $4.00 per cash advance from a teller or non-ATM transaction), up to $1.00 per call to obtain your balance using the interactive voice response system or a live operator, and $10 fee to replace a lost or stolen card. Always be sure to read the Terms and Conditions before applying.
Columbus Bank and Trust Company also offer a Premier version of this card. Be sure to research the Premier card fees before moving forward.
Fees include a one-time $19.95 membership enrollment fee and a $5.00 fee per month if you do not load $750 per month to the card. Additional charges may accrue if you use an ATM.
Likewise, if you purchase one of these cards at a store, the retailer will charge an initial activation fee and a reload fee. Be sure to check with the retailer for the costs involved with purchasing one of these cards.
I do not suggest these cards, however it depend on your situation and why you need the card. Again, personally, I don’t really feel that I want to pay to call someone’s answering machine.
I also don’t want to pay $5 per month merely because I don’t reload $750 per month. I believe I should be the one to decide how much a balance I want to maintain.
Additionally, there are other cards which allow more flexibility as to reload options.