Tag Archives: sounds

Loan Modification CA What To Look For

August 20, 2018   Auto Loans

If you are looking for a loan modification company in ca, this article will help you make an informed decision.

The first thing to look for when searching for a loan modification ca company is their licensing. They either have to be an attorney or licensed by the California Department of Real Estate. This is crucial, if you are talking to a company that is not licensed there must be some reason for this. Never trust anyone who is not, no matter how great their program sounds. If it sounds too good to be true, it probably is.

The second thing you should look for is their track record. How many loan modifications have they done? What is there success rate? Can they send you examples of completed loan mods from your specific lender? These are all great questions to ask when speaking to any company.

The third thing you should look for is a great program. One company in CA has a program where they will actually try to see if you qualify for any government backed or FHA refinance programs before they attempt a loan modification. Some of these programs will work if you have bad credit or your mortgage is upside down and if you do qualify, you will not need a loan modification. If you do not qualify, you should try the loan mod service.

If loan modification is your only option, you need to see if you qualify before you pay any company. They can accomplish this by having you speak with an actual underwiter that knows current lender qualifications, using an attorney to check your loan docs for errors and actually calling your lender and speaking with a case manager. They should also check your debt to income ration and make sure it falls between the loan modification window of opportunity. This is crucial to getting your file approved.

After these steps have been completed, you should know if you qualify for a loan modification and what outcome you can likely expect.

For more information on a great loan modification ca company, please visit the following links.

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Learning About Cash Back Credit Cards

March 17, 2018   Home Mortgage

Having a credit card that offers cash back or certain advantage always sounds like a good idea. What could be better than getting cash back on all the purchases that you make with your credit card? It sounds too good to be true, doesn’t it?

Well, there are cards that give you free cash, but it is usually only around 1% cash back. However, free money is free money, right? Well, sometimes.

If you like to buy a lot of things in one month, this kind of credit card probably sounds great to you. However, you need to keep in mind that they are not going to give you cash back on every purchase that you make. Even if they claim to give you cash back on every purchase, they will only give you up to a certain amount per transaction. The company also has a strict limit on the amount that they will give back to their customers. If you read the little, bitty print on the form that you signed, you will see a paragraph with their limits in the terms and agreements.

This is another way to try to draw in new customers for these companies. It is a good credit card to have and sounds great in theory, but they will have to check your credit rating before they will give you their card.

Research different credit card companies to see what they are offering. You may be surprised to find a cash back credit card that offers you just what you need and want with a high cash back percentage, few limits on the amount they will give you back, and instant cash deposits when you make each purchase with their card.

What should your decision be? If you have a good credit rating, then this card is a great option for you. Research different card companies – there are cards out there that offer you up to 3% cash back and impose very few limits. If, however, you have a bad credit rating, you may want to find a credit card that will help you rebuild your credit.

Although these credit cards seem like a great thing to have, some companies will need your credit rating to be great too. However, there are credit card companies that offer these cards to people with a low credit rating to help them rebuild their credit. Research all of your options.

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