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Go Green With Credit Card

Barclaycard are the latest company to offer a ‘green’ product to its growing ethically concerned customers who want to lower their carbon footprints. They have announced that their new eco-friendly credit card will be called ‘Breathe’. To ensure its green credentials the card is made from PETG which is the greener alternative to plastic. There will also be no paper statements, they will offer recycling for expired cards and all advertising for the ‘Breathe’ card will be done online. The card offers customers discounts and low rate borrowing when green products are bought. In addition to this Barclaycard will give 50% of after tax profits (estimated at 1 million in its first year) from the card to environmental projects that are dedicated to reducing carbon emissions.

Barclaycard have also recently, along with eight other market leaders – B&Q, British Gas, Marks & Spencer, Sky, Tesco, Royal & Sun Alliance and O2, launched a government backed campaign titled ‘We’re in this together’ which aims to help every UK household cut their carbon emissions by one tonne over the next three years.

Barclaycard isn’t the only lender to be catering to the growing demand for ethical borrowing. Virgin have also launched a green credit card and claim that they have ‘beaten’ Barclaycard in the green stakes because their card is ‘bio-degradable’ and they also promise not to just pay lip-service to the environment but offer on-going dedication to environmental issues. The Co-operative Bank is generally regarded as being the most ethical with all their financial services offering environmental incentives.

The growing popularity of green financial products is encouraging more people to consider an ethical approach to their finances. Not only are they looking at their own environmental positions but they are also showing concern at what their banks and financial companies are doing for the environment.

HBOS, the Abbey and the Yorkshire Building Society have both announced plans to introduce green financial products and you should expect many more credit card lenders following suit.

Cosmetic surgery loans generates finance for your cosmetic treatment

Nowadays, people are more concerned about their body and beauty. They do not like to look old with the growing age. To maintain appropriate body glamour and attractive personality, people like to go for plastic surgery. But shortage of funds could prove to be a big interruption in their objective. To mange funds for cosmetic surgery, individuals can avail cosmetic surgery loans from the the various finance companies.

There is not requirement of any collateral to get these funds. The cash available to the customer under cosmetic surgery loans are in the range of 100 pounds to 25000 pounds. The sanctioned amount under this scheme is valid for a period of 1 to 25 years. You can get this fund in secured form too. But to get secured cosmetic surgery loans, you are required to submit collateral to the lender. Finance companies could sanction you the secured surgery amount up to the level of 75000 pounds. You can also get this finance through easy online process. For interruption free approval of such funds, you are required to give the online application to the lender. If the lender accepts your request of loan, you are required to submit the application to the lender. In case lender, accepts your request of loan, you will receive the desired sum within a period of 24 hours into your bank account.

You can get cosmetic treatment advance for various medical purpose like removal of wrinkles from face, reshaping of your face, erasing fatty oils from your body and thigh lift etc. The cosmetic treatment finance is available for both good and bad credit holders. A person with poor credit records like CCJ’s, bankruptcy, IVA etc can also get this fund in fearless way. You can choose either secured or unsecured loan options as per your requirement of surgery and collateral agreement conditions. Homeowners who are not willing to put their home as mortgages can choose he unsecured loan deal for cosmetic treatment. However unsecured cosmetic surgery finance could carry higher APR(Annual percentage rates)

UK market are now filled with various cheap lenders. These lenders provide cosmetic treatment at affordable rates and APRs. You can easily avail information about cheap finance options on the online mode.